Hubs got sick before and his coughing took a while before it was totally gone. It started with colds then flu, before we know it he's been being pestered by his cough to a point that he decided to go to the hospital to have it checked one early morning. Though he's taken several medicines and natural remedies it wasn't sufficient to suppress the lingering cough. He decided to go and have it checked right away when he woke up with a slight pain on his chest while coughing. This alarmed him pretty much so off he went to the hospital.
Nothing serious at the moment but if not treated promptly, it could lead to bronchitis. Of course he didn't want me and most especially baby to be affected so he had it treated in no time. I'm happy that he finally went to the doctor, it's really hard to make him go for his check-up. He just had to take some antibiotics for several days and that was it.
This experience served as a learning process for him/us with regards to our insurance. Though we have a medical insurance from his work surprisingly he had to pay quite some cash to cover the co-pay. Honestly, it sucks! Despite the fact that he has insurance in a good medical provider the insurance itself is a rip-off. Yes it paid for certain bills but he didn't expect the cost for the co-pay that he had to handle. Up to now it makes him think what the insurance is for if people have to pay so much for such emergency case.
To end the story hubs had no choice but to pay off the bills sent to us. I think his prescription medicines were covered by the insurance but for those who needs medication without prior coverage, I suggest you check out Medicare Consumer Guide. It has great information about Medicare and other insurance programs, concerns regarding prescriptions are further discussed in "Medicare Part D". Medications are quite costly so better knowledge on your prescription coverage can help lessen your load. Hope this helps.