For the longest time hubs has been trying to get approved for capital one credit card (he noted it among best credit cards right now) so he can have an extra credit cards when we go travel but he's always being declined. He finds it frustrating that he even received several offer letters for him then when he submits they decline it. Like what the heck was that? He received an offer from them but the don't want to give it to him?

We were thinking the company was having a confusion with his name and his father's with him being a Jr. He actually gave up applying because he didn't feel good being declined and he has good credit score and stable enough to acquire one. Once again he received another form from them so I told him I'll do the works. I filled out the form they sent to apply for a credit card and noted some corrections with the name to avoid the same old confusion. He got it! I was even planning to keep it as a surprise at first but he received an email notification ahead so he excitedly kept asking me if I got his Capital One in the mail. Oh well I had to give it coz he won't stop bugging me about it. He said he got excited after receiving the email saying he can now activate his card.