Have you ever experienced your work files getting corrupted, hd failed with bad sector or computer simply went crazy that time you're trying to finish up works? I think this happened to me several times in the office and few times working at home bakc then. I just hate it when it's deadline for something and I'm being bugged by such problems.

One problem that I never fixed in my office unit before was the windows registry. All of a sudden I got some notice, probably a virus saying I need to repair registry and it will even lead me to a link to clean registry. Me being a clicker and sometimes ignoring things almost got lured going to the registry cleaner. It's not very advisable to just click away those pop ups, sometimes those cause more harm to the unit. I'm glad I didn't just click away or else I can hear my husband at the back of my head blaming me for always being curious and clicking everything.


I was still able to make use of the unit but it doesn't function the same anymore. No matter how much I tried running the xp registry cleaner, the problem's still there. I tried researching and downloading free registry cleaner to solve the problem and thank goodness it was efficient enough to fix a certain issue and let me work a little more normal again. Everyday was a scary day for me during the whole registry problem. All our major projects were there and I fear that one day it won't just start and there's nothing I can do. Not having the computer for a day is like not having to go to work. We still do some minor manual drafting but majority of works are digital and computer aided already.


But one thing that annoys me most lately, our dsl just won't load! Been having this connection problem for the past week. *sigh*

Keep trying, that's what a friend told me who works in the bank who had the same deals with applying for cc. It just doesn't make sense, how can you start with your credit history if nobody wants to issue a card for you? Luckily one CC company sent me a form saying I qualify for a their credit card. That's great, I need not to try checking other banks or even open a secured credit card to get started (secured credit card is like a start-up credit card account but you have to open a savings acct for that) and soon after mailing the form the card was issued after 1-2wks. The credit limit is still low but it's fine. It's just important to have cc for emergency, you'll never know when the time calls for it.

How often do you use your cc? I know some people who are very very reliant on cc and in the long run they end up having to pay more than what they really got. How come? Because of the interest. We have to be careful with our finances or else we'll end up with high debt and will be noted with bad credit history. What to do when debt piles up and banks already start to ask for payments...pay up to repair credit even just the minimum and this will improve credit. Don't stall payments or else you'll end up paying higher interest. Although there are credit repair services available it is still much advisable to be fully responsible of your finances. Through this we'll learn how to manage more and just use what we have and not overdo with the spending. There are instances when we can benefit from using cc instead of paying cash like getting rewards, no interest minimum payments or even cash back. Bottomline is that we have to carefully think and decide wisely.

I don't know if most guys really tend to be so attached with the TV just like my FIL. Actually him and hubs share such passion in watching may it be on TV, cinema or computer. I remember when I was still there back home hubs & I will chat almost regularly but there will be days (night for him) when he will just ask me if we can pass on the chatting or just be quick because him and papa will watch something. Like father, like son eh? There were times also that we had those "conditional" time when to leave when papa's watching his favorite soccer game. Come to think of it my dad is also like them, he will automatically turn on the TV the moment he enters their bedroom if he's not taking his nap. Well I don't blame them, it's nice to be lazy after the day's work just watching something to pass time. I have to admit I also had my TV addiction at some point before. =)

Speaking of TV addiction, don't you just love it when you go to places and establishments with TV hooked for some viewing pleasure? I like staying there in the Pharmacy area of my clinic because they play some movies there while you are comfortably seated waiting for your prescription and I think that's hubs favorite spot too aside from the ultrasound room of the OB-GYN dept. I also remember Burger King playing movies in store, what a nice way to eat your delish burgers don't you agree? Just like those steakhouses and bars who usually cater sports channels for eager fans who can't miss their show.

Having some other form of entertainment like Directv Business in an establishment is a great way to attract customers. Direct TV Business offers exclusive sports programs every enthusiast can enjoy out and away from home. Having Direct TV for business is a great way to drive in crowd most especially during hot game season. I experienced watching some sports shows like what Directtv Business has in a nice country style steakhouse and the people's anticipation and excitement was really overwhelming. It's fun seeing everybody react as they watch and interact with each other as if everybody's a family. I can say that sometimes I hate crowds but there are times when I appreciate them too =)

Working at home and getting a regular employment has its pros and cons but what would you prefer to do given the chance to choose among the two?

I have been working at home since I resigned from my office last 2008 doing my personal projects, just freelance. It's not easy but I had to do it that way because of some considerations. From then on I didn't get to be in a regular office employment. I like it because I get to focus and give more time at home attending to my husband and family and I don't really get bored at all since there's so much to do. It's no joke working at home (I guess if you are really a workaholic), aside from your usual daily works household chores demand some time too. Count cooking, cleaning home, groceries and miscellaneous errands with your work tasks. It's not that easy to juggle time. But the benefits of being home and not having to travel back and forth the office is very convenient. Income is not as consistent as regular employment too and benefits wise, it's also not covered. Sometimes I get torn between freelance and regular employment whenever I think of getting full work benefits, it's a tough call.

Having this arrangement, me and hubs often talk how can we secure our future. We are starting to build our family and we have to be financially secured to give a good decent life to our future kids. I think any parent would want to provide a better life for his/her kids. He has been curious with Stock Trading and brokerage but never got too deep into his researches. Mom also mentioned to me about stocks and I know she has some investments like that but how does it really work? Is it really worth getting into Online Trading for investment? What if the stock trading industry goes down, how can this affect you and your future investment? Things like these can be a win-lose situation so we have to be wise with our decisions. It's not bad to aim for a better future but we have to be realistic with our choices. We can opt to be an Online Broker but we have to assess if it's worth taking the risk, this involves big money and we all know those don't just grow on trees.

One online brokerage firm I checked was First trade. It allows customers to trade at very competitive costs may it be Stocks, IRA Accounts, Mutual Funds, Mobile Trading, Fixed Incomes, Options and ETFs. It has been up for he past 23 years and still standing strong.

Any of you who knows more about this? Please feel free to share, we will greatly appreciate it. Thanks!